Secure Your Health & Finances with the Right Medicare Supplement Plan
Our experts will help you find the perfect Medicare Supplement plan tailored to your healthcare needs, ensuring reliable coverage.
Medicare Doesn't Cover Everything
- Medicare only covers certain healthcare costs, leaving you responsible for copayments, and coinsurance.
- Medicare Parts A & B lack out-of-pocket max, leading to potentially high annual expenses.
- Medicare requires out-of-pocket payment for deductibles.
- Medicare Part B only covers about 80% of your medical expenses.
- Medicare Advantage plans may limit providers and exclude unforeseen costs.
COMPARE PLANS FOR THESE TOP COMPANIES AND MORE
Lehigh Partners Senior Benefits: Your Trusted Agency for Medicare Supplement Solutions
At Lehigh Partners Senior Benefits, we know Medicare can be confusing. Thatās why we help you find the right Medicare Supplement plan that fits your needs. Our goal is to ensure you get the best coverage for both your health and finances.
Elevate Your Medicare Supplement Experience with Lehigh Partners Senior Benefits
Here's 3 reasons why
1. Financial Security
Lehigh Partners Senior Benefits tailors your Medicare Supplement coverage to protect your finances, so unexpected medical expenses wonāt derail your budget.
2. Personalized Support
Our team helps you navigate Medicare with personalized assistance, making it easy to understand your options and make informed decisions.
3. Peace of Mind
Work with us for peace of mind, knowing your Medicare Supplement coverage supports your health and well-beingāso you can focus on what really matters.
Medicare Supplement Plans: Protecting What Matters Most
Your doctors and hospitals, your choice
Keep your doctors and hospitals! Every Medicare Supplement plan gives you the freedom to see any provider that accepts Medicareāno networks, no referrals needed.
Travel the world with confidence
Many Medicare Supplement plans cover healthcare while you travel abroad. After a $250 annual deductible, your plan pays 80% of eligible expenses for the first 60 days per trip, up to a $50,000 lifetime max.
No out-of-pocket surprises
A Medigap plan helps you avoid unexpected costs like deductibles, copayments, and coinsurance. Unlike Medicare Advantage, it offers consistent coverage with no surprise bills, keeping your healthcare expenses predictable and manageable.
How it works:
step 1
SCHEDULE AN APPOINTMENT
Schedule a call with us to discuss your insurance goals. Weāll focus on your needs and how we can help you achieve them.
step 2
WE'LL FIND THE RIGHT MEDICARE SUPPLEMENT
Weāll help you find the best plan for your needs and budget, guiding you through the process to ensure full coverage and peace of mind.
step 3
GET THE COVERAGE THAT WORKS FOR YOU
At Lehigh Partners Senior Benefits, we create insurance solutions tailored to your goals, giving you security and confidence for a worry-free future.
Find answers to some of your Medicare Supplement questions
Medicare Supplement insurance plans (also known as Medigap plans) are offered by private insurance companies to help pay some of the out-of-pocket costs that Original Medicare (which includes Part A and Part B) doesn't pay. Some plans pay most of your out-of-pocket costs, but have a higher monthly premium. Other plans pay fewer out-of-pocket costs, but have a lower monthly premium. Benefits and costs vary depending on the plan chosen.
No. A Medicare Supplement insurance plan works with Original Medicare, which includes Part A and Part B. It helps cover some of the out-of-pocket health care costs that Original Medicare doesn't pay for. For instance, Medicare Part B generally covers about 80% of Part B expenses. You're responsible for paying the rest. A Medicare Supplement insurance plan could help pay your share.
Your costs can include the following:
Monthly Premium
This is the fee you pay to the plan in exchange for coverage. Each Medicare Supplement insurance plan has a diļ¬erent monthly premium.
Deductible
This is the amount you pay out-of-pocket for covered services before Medicare and/or your Medicare Supplement plan begins to pay. It's a pre-set, ļ¬xed cost. Most Medicare Supplement plans provide coverage for your Medicare Part A hospital deductible. In most cases, you're responsible for your Medicare Part B deductible.
Copay/Coinsurance
These are kinds of cost sharing. A copay is a set, ļ¬at amount paid each time, such as a $20 copay for each in-office doctor visit. Coinsurance requires you to pay a percentage of the Medicare-approved amount each time.
Out-of-Pocket Limit/Maximum
This is a maximum amount of out-of-pocket costs you pay per calendar year. Since Medicare Parts A & B don't have an out-of-pocket maximum, your out-of-pocket medical expenses could add up to hundreds or thousands per year. Medicare Supplement plans are designed to help cover some of these costs.
Your health needs and budget will help you decide which Medicare Supplement plan might be best for you.
Prefer to have more coverage and less out-of-pocket expenses?
If yes, then plans G, C, or F may be right for you. These plans typically have a higher premium and offer the most supplemental coverage, paying up to 100% of your out-of-pocket costs for many Medicare-approved services (depending on the plan).
Prefer to have a lower monthly premium with out-of-pocket expenses based on your needs?
If yes, then explore other Medicare Supplement plan options that may be right for you.
You can apply for a Medicare Supplement insurance plan any time during the year. The best time to enroll is during your Open Enrollment period. The Medicare Supplement Open Enrollment period is the six-month period that starts the first day of the month in which you are age 65 or older and enrolled in Medicare Part B. Some states may have additional open enrollment periods, including those for people under 65, and there may be other situations in which your acceptance may be guaranteed.
You can work with an agent/producer to obtain Medicare supplement insurance or Medicare Advantage coverage. Work with an agent
Ready to get Started?
Our experts will help you find the perfect Medicare Supplement plan tailored to your healthcare needs, ensuring reliable coverage.