I recently asked a group of people on Reddit consisting of agents and existing Medicare beneficiaries what advice they would give to someone going on to Medicare for the first time.
As an agent, I do believe that the insured needs to be in control of their own coverage decisions and it is my job to inform them of what those decisions might be.
Although I know I'm doing a good job by working that way, It's nice to know what kinds of concerns or surprises someone might have going on Medicare for the first time. There were some good tips, I'll post the thread below.
As an agent, I think it's important for someone new to Medicare to know the different parts (A, B, C, and D) and what they cover.
It's also very important to know the enrollment deadlines and rules.
Understand that Medicare does not cover everything. There are co-pays and deductibles.
And finally, learn about additional coverage types to help pay those out-of-pocket expenses.
Besides finding a reputable agent/broker to help walk you through the process, Medicare.gov can be a good resource among some of the others given in the thread.
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Read MoreTurning 65 Medicare: Choosing between Medicare Advantage and Medigap Plan G is a pivotal decision for individuals approaching 65. This guide aims to clarify both options, helping you make an informed choice tailored to your healthcare needs and financial situation.Medicare Plan Comparison Example: Meet Jane, Age 65If you’re turning 65 and trying to make sense
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