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June 30, 2021

Congratulations, you’re turning 65! You mark every important date in your life on the calendar: a grandchild’s birthday, your wedding anniversary, summer vacation, even doctor appointments.  But there are other critical moments you’ll want to make sure to remember, too – like when you can first sign up for a Medicare Supplement or a Medicare plan.

This timeframe for enrolling is called the Initial Enrollment Period.

Initial enrollment period time chart

You have a seven-month window to join during this period – from three months before the month you turn 65, through your birthday month and three months after the month you turn 65.  During this time you can:

  • Enroll in Medicare (Parts A and B)
  • Enroll in a stand-alone Medicare prescription drug plan (Part D)
  • Enroll in a Medicare Advantage plan (Part C)
  • Enroll in a Medicare Supplement with no underwriting! (Some insurance companies extend this period six-months before your 65th birthday)
Will you be enrolling in Medicare when you turn 65? Now, is the perfect time to start looking at your plan options by giving us a call at 833-265-9655.

If you don’t sign up for Medicare Parts A and B or Part D when you’re first eligible, you could face penalties in the form of higher premiums.

Tip: If you’re already receiving Social Security when you turn 65, you will be automatically enrolled in Original Medicare (Parts A and B).

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Medicare brokers such as Lehigh Partners get paid by the insurance companies they represent. And you pay exactly the same rate for your insurance if you use a Medicare consultant (broker). There is no extra fee or cost for enrolling through a broker. You will never pay a fee for our help.

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