What is Medicare Supplement Plan G?
Medicare Supplement Plan G is a Medigap plan that offers almost comprehensive coverage. It includes all the benefits of Plan F, except for the Part B deductible, which is the only cost that beneficiaries need to pay out-of-pocket. This deductible is $203 in 2021, which means that Plan G usually costs less than Plan F. In return, Plan G provides coverage for other essential medical services, including skilled nursing facility care, Part A coinsurance for hospice care, and foreign travel emergencies.
Why is Plan G the Better Value Plan?
Plan G has become popular due to its comprehensive coverage and affordability compared to Plan F. In 2021, the average monthly premium for Plan G was $161, while Plan F was $190. Therefore, by choosing Plan G, beneficiaries save an average of $348 per year. Furthermore, Plan G has shown to have more stable rate increases over the years, making it a reliable and budget-friendly option.
Additionally, Plan G offers alternative coverage for the Part B deductible that is more affordable than Plan F. Most beneficiaries can pay the deductible out-of-pocket and still save money with Plan G because of its lower monthly premiums. This way, they can avoid overpaying for a Plan F and enjoy comprehensive coverage without breaking the bank.
How to Enroll in a Plan G
Lehigh Partner Senior Benefits offers multiple ways to contact their customer service team to get help with any questions or concerns about purchasing Medicare Supplement Plan G. One way is through their phone number, which can be found on their website (833) 265-9655. Their customer service team is available during business hours to answer any questions and help prospective customers determine which plan would be best for them. You can also contact Lehigh Partner Senior Benefits through their website to receive a response within a reasonable timeframe.
Another way to contact Lehigh Partner Senior Benefits is through their online chat function, which is accessible on their website during business hours. By clicking the chat icon on the right corner of the screen, you can connect with a representative and receive answers to your questions in real-time. If you prefer, Lehigh Partner Senior Benefits also offers face-to-face consultations and in-person meetings for those who want to discuss their options in-person.
By providing multiple communication channels, Lehigh Partner Senior Benefits is dedicated to making the process of purchasing Medicare Supplement Plan G as easy and convenient as possible for their customers. Whether you choose to call, email, chat or meet in-person, their team of experts will provide personalized assistance to ensure that you understand your options and make an informed decision.
Conclusion
Medicare Supplement Plan G is an excellent option for beneficiaries looking for comprehensive coverage and affordability. It offers almost-reliable coverage, including essential medical services and foreign travel emergencies. It provides a better value for beneficiaries compared to Plan F as it typically has lower monthly premiums and more stable rate increases. As with all Medigap plans, it is important to compare plans to determine your best value based on your individual healthcare needs and budget.