Find your Medicare Supplement Plan
Find an Affordable Medigap policy that covers the things that Original Medicare doesn't.
What is Medicare Supplement Insurance?
Medicare Supplement, also known as Medigap, is a form of private health insurance that you add on to your current Medicare, it helps cover the out-of-pocket costs such as deductibles, copayments, and coinsurance that Medicare does not. It can mean that you pay little to nothing when you visit the doctor or hospital depending on your policy selection.
COMPARE PLANS FOR THESE TOP COMPANIES AND MORE
Say goodbye to unpredictable out-of-pocket costs and get the peace of mind you deserve with a Medicare Supplement Insurance Plan
Before you add Medicare Supplement insurance, also called “Medigap,” you’ll want to have Original Medicare. Medicare Supplement plans let you add coverage to Original Medicare to pay for things that Parts A and B don’t cover like your coinsurance, copays, or the Part A and Part B deductibles. We’ll help you find the plan that works best for you!
Medicare Supplement insurance has no restrictive networks, you can visit the doctors of your choice, and you have freedom when choosing a healthcare provider, including specialists and hospitals. With automatic claims filing by most providers, you’ll have less things to worry about.
Medigap Benefit Highlights:
Freedom to choose your doctors
You control and choose the physicians who you trust for your care.
Benefits stay the same
You always know what benefits are with these standardized plans.. on surprises or re-evaluations year-after-year.
Portable coverage
You are not restricted to use a network or health care providers. If you move or travel your coverage goes with you
Guaranteed renewable
No worries of reduced benefits or canceled coverage for the live of the policy, as long as the premiums are paid.
Popular Medicare Supplement Plan Benefits at a Glance
Plan Benefits | Plan A | Plan F | Plan G | Plan K | Plan N |
|---|---|---|---|---|---|
Medicare Part A coinsurance and coverage for Hospital Benefits | $20 copay for office visits: $50 copay for ER | ||||
Medicare Part B coinsurance or copayment | 50% | ||||
Blood (first three pints) | 50% | ||||
Hospice Care coinsurance or copayment | 50% | ||||
Skilled Nursing Facility Care coinsurance | 50% | ||||
Medicare Part A deductible | $50 | ||||
Medicare Part B deductible | Cell | Cell | Cell | Cell | |
Medicare Part B excess charges | Cell | Cell | Cell | ||
Foreign Travel Emergency (up to plan limits) | Cell | Cell | Cell |
In most states, policies are standardized into plans labeled A through N. All policies cover basic benefits, but each has additional benefits that vary by plan.
Medicare Supplement insurance plans A through G generally provide benefits at higher premiums with limited out-of-pocket costs compared to plans K through N. Plans K through N are cost-sharing plans offering similar benefits at lower premiums with greater out-of-pocket costs. Some companies may offer additional innovative benefits.
Effective Jan. 1, 2020, plan options C, F and High Deductible Plan F are only available for purchase by applicants first eligible for Medicare prior to 2020.
Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program.
Coverage may be limited to Medicare-eligible expenses. Benefits vary by insurance plan and the premium will vary with the amount of benefits selected. Depending on the insurance plan chosen, you may be responsible for deductibles and coinsurance before benefits are payable. These policies have exclusions and limitations; please call your agent/producer or Humana for complete details of coverage and costs.