For many, Medicare is a "set it and forget it" decision. But here’s the secret: every year brings updates that can affect your coverage and your wallet. Let's walk through the latest changes and make sure your plan is still the right fit for you.
Act now, decide later: Your December 7th AEP deadline is coming up!
The most pressing issue is the Annual Enrollment Period (AEP), which is a crucial time for almost all Medicare beneficiaries. It’s your once-a-year window to make sure your plan is serving you well.
- Not happy with your Advantage plan? Switch to a new one.
- Need a different drug plan? Find one that covers your medications better.
- Thinking about changing paths? You can move from Advantage to Original Medicare, or vice versa.
If you’re ignoring your Annual Notice of Change, you could be in for some costly surprises next year. The clock is ticking—don't let your plan renew by default.
Our easy, 15-minute check-up can save you from a year of headaches. [Schedule your Medicare plan review now.]
Higher costs and fewer choices: What's coming in 2026?
Let’s look ahead. While 2025 is the immediate focus, here's a sneak peek at what’s on the horizon for 2026:
- Brace for higher premiums. We’re seeing early indicators of higher costs for both Part B and Part D.
- Fewer covered drugs. Many plans are tightening their lists of covered medications, which could mean higher co-pays for you.
- Less competition. Some insurers are pulling back from certain markets, leading to fewer plan choices for beneficiaries.
- A bigger Part D deductible. You’ll likely have to cover more of your drug costs yourself before your plan kicks in.
The bottom line? Next year won't be about saving money on premiums. A proactive review now is your best defense against unexpected costs later.
Attention Medigap members: Don't miss this opportunity
If you have a Medicare Supplement plan, you might be thinking AEP doesn’t apply to you. And while you can change plans at any time, this is still a great moment for a check-up.
Why?
- Your premiums might have gone up. It’s easy for premiums to gradually increase over time. A quick comparison could find you identical coverage for less money.
- Newer plans might be cheaper. As the market shifts, newer plans from other carriers can offer more competitive rates.
- It’s a good time to review your Part D. You’ll still want to make sure your Part D plan is a good fit for 2026.
The takeaway? Take control of your costs. A quick check of your Medigap and Part D plan today can make a big difference in 2026.
Your Medicare plan should be working for you, not against you. Ready to take control?
[Book a Medicare review here »]
Or, for a more personal touch, give me a call: (833) 265-9655 ext 1001
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