Looking to purchase a Medicare Supplement policy? Follow these simple steps and get the coverage you need:
Step 1: Choose the Medicare Supplement policy that suits you.
Compare the benefits of each plan and consider your current and future healthcare needs. Remember, once you choose a plan, it may be difficult to switch later. Select the plan that best meets your requirements.
Step 2: Find the right policy.
Search for insurance companies that offer the plan you want. Make sure to compare the same lettered plan from different companies.
- Remember, not all plans are available in every state, and availability may vary by insurer.
Shop around for the best price
The benefits of each lettered plan are the same, regardless of the insurer. The only difference is the price. We’ll look at multiple insurance companies in your state compare costs.
Step 3: Get an official quote and apply.
Work with an agency, like Lehigh Partners to obtain an official quote. Once you're ready to buy, we'll help you fill out the application. The insurance company is required to provide you with a clear summary of your Medicare Supplement policy, so read it carefully. If you have any questions, don't hesitate to ask.
Note: After your Medigap Open Enrollment Period ends, insurers are not obligated to sell you a policy, except in specific circumstances. If you qualify, you'll need to provide proof of your situation to the company.
After purchasing a policy
Request that your Medicare Supplement policy becomes effective when you want the coverage to start. In general, policies begin on the first day of the following month after application. However, if 30 days have passed and you haven't received your Medigap policy, contact your insurance company. If it's been 60 days without receiving your policy, reach out to your State Insurance Department.
Remember, all Medicare Supplement policies must adhere to federal and state laws that protect you.