Turning 65, retiring, comparing Plan G, reviewing drug costs, checking a Medicare offer, or trying to understand a confusing plan notice? Get help before you make a move.
Questions first? Call 833-265-9655
What Changed?
Most people find us because something happened. Choose the situation that fits you best.
I'm turning 65
Check your Part B timing, enrollment windows, and plan options before your window opens or closes.
Check My Medicare TimingI'm retiring soon
Leaving employer coverage affects Part B timing, spouse coverage, plan type, and drug coverage — all need reviewing.
Map My Retirement CoverageMy drug cost went up
A sudden increase usually comes from a formulary, tier, pharmacy, or deductible change. Let's find out what changed before you switch plans.
Check My Drug Cost ChangeI received an ANOC letter
Your Annual Notice of Change explains what your plan is changing next year — premiums, drugs, copays, and networks can all shift.
Review My ANOC LetterI got a suspicious Medicare call, ad, or mailer
Some benefits are real — but many ads exaggerate or fabricate them to collect your information. Check before giving anything out.
Check This Offer SafelyI'm comparing Plan G or Plan N
Both are popular Medicare Supplement options. The right choice depends on your budget, your risk comfort, and how often you use care.
Help Me Choose Between G and NMy doctor or plan network changed
If your doctor or hospital may be out of network, check your options before you're stuck with surprise access issues or bills.
Check My Doctor and NetworkI'm not sure where to start
That's normal. You don't need to know which plan you want. Start by telling us what changed and we'll help you figure out the next step.
Help Me Figure This OutBefore You Change Anything
Medicare decisions affect your doctors, prescriptions, pharmacy costs, enrollment timing, and what you pay out of pocket. Before you enroll, switch, or respond to any offer, Medicare Checkpoint reviews the moving parts.
"Sometimes the right answer is to leave your coverage alone. We'll tell you that too."
A review is designed to check whether changing plans actually makes sense before any enrollment conversation begins. That is what separates us from a national enrollment call center.
How Medicare Checkpoint works
Tell us what changed
Turning 65, retiring, moving, drug costs, doctor access, plan notices, Plan G questions, or a Medicare offer you are not sure about.
We check the moving parts
Doctors, prescriptions, pharmacy, enrollment timing, plan type, budget, network risk, county availability, and whether changing plans makes sense.
You decide — on your terms
We explain the options in plain English. No call-center script. No pressure. No obligation. If the right answer is to do nothing, we'll say so.
18 States
Medicare plan availability, provider networks, Medigap rules, and local counseling resources vary by state and county. Select your state to get more specific guidance.
Pennsylvania
APPRISE · Lehigh Valley · Philadelphia · Pittsburgh
Pennsylvania Medicare CheckpointFlorida
SHINE · Tampa · Orlando · Miami · The Villages
Florida Medicare CheckpointTexas
Texas SHIP · Houston · Dallas · San Antonio · Austin
Texas Medicare CheckpointArizona
AZ SHIP · Phoenix · Tucson · Scottsdale · Sun City
Arizona Medicare CheckpointNorth Carolina
SHIIP · Charlotte · Raleigh · Greensboro · Durham
North Carolina Medicare CheckpointOhio
OSHIIP · Columbus · Cleveland · Cincinnati · Toledo
Ohio Medicare CheckpointMichigan
MMAP · Detroit · Grand Rapids · Lansing · Ann Arbor
Michigan Medicare CheckpointVirginia
VICAP · Virginia Beach · Richmond · Arlington · Norfolk
Virginia Medicare CheckpointNew Jersey
NJ SHIP · Newark · Jersey City · Edison · Toms River
New Jersey Medicare CheckpointCalifornia
HICAP · Los Angeles · San Diego · Sacramento · San Francisco
California Medicare CheckpointIdaho · Kansas · Kentucky · Missouri · Montana · Oregon · South Carolina · South Dakota
SHIBA · SHICK · KY SHIP · Missouri SHIP · Montana SHIP · SHIBA · SC SHIP · SD SHIP
More states coming soonNot sure which state?
Tell us where you areState pages are only published when they contain verified local content — SHIP program details, major hospital networks, county plan availability, and state-specific Medigap rules. We do not publish thin state pages.
Local Medicare Checkpoints
In some areas, Medicare Checkpoint includes local pages with specific information about hospital networks, county plan availability, and local Medicare counseling resources. Local pages are added only when they contain genuine local substance — not just a city name swapped into a generic template.
Pennsylvania — Live Now
Why local matters
Medicare Advantage plan availability, provider networks, and prescription costs vary by county. A plan available in Lehigh County may not be available in Monroe County. A hospital that's in-network in one zip code may be out-of-network in another.
In Pennsylvania, we specifically reference Lehigh Valley Health Network, St. Luke's University Health Network, county-specific plan availability, and APPRISE — Pennsylvania's free Medicare counseling program at 1-800-783-7067.
What We Help With
We compare options based on your actual situation before recommending anything specific.
Compare Medicare Supplement options like Plan G and Plan N. Plan G covers nearly all out-of-pocket costs except the annual Part B deductible. Plan N has lower premiums but includes copays for some visits. Even though benefits are standardized, premiums vary significantly by carrier, ZIP code, age, and pricing method.
Review doctors, hospitals, prescription costs, pharmacy networks, extra benefits, and county plan availability before enrolling or switching. Network access and costs can vary significantly by county — what's available in one area may not be available in another.
Check drug formularies, tier placements, deductibles, preferred pharmacies, and annual plan changes before choosing or changing a prescription drug plan. A drug cost spike can often be traced to one specific change in the plan design.
Understand your Medicare timing, employer coverage interaction, Part B decisions, spouse coverage, and enrollment windows. Getting the sequence right can prevent permanent late enrollment penalties — and getting it wrong can cost you for years.
Why We're Different
We do not sell your name to a call center or lead marketplace. Your request stays with Lehigh Partners Senior Benefits.
You do not need your Medicare number to ask a question or start a review. Never enter it into a form you did not initiate.
If your current coverage still makes sense, we will tell you. Changing plans is not always the right answer — and we say so.
We will tell you when Medicare.gov, 1-800-MEDICARE, or your state SHIP program may be the better next step.
Your request is reviewed by a licensed Medicare advisor who understands the moving parts before discussing any plan options.
Based in Pennsylvania, licensed in 18 states, and built on the principle that a confused senior deserves a real conversation — not a script.
Common Questions
Tell Us What Changed
You do not need to know which plan you want. You do not need to have all the answers. Start by telling us what changed — a licensed advisor will reach out to help you figure out the next step.
You do not pay us a fee for asking a Medicare question or having a Medicare review. If you enroll in a plan through us, the insurance company may compensate us as the agent of record. Your premium is not increased because you used our help. We are happy to explain how this works before any review begins.
Lehigh Partners Senior Benefits and Medicare Checkpoint are not affiliated with or endorsed by Medicare, CMS, or any government agency. For a complete list of available Medicare options in your area, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227). You can also contact your state's free Medicare counseling program — in Pennsylvania, APPRISE at 1-800-783-7067 — for objective, no-cost guidance.
You do not need to know which plan you want. You do not need to have all the answers. Start by telling us what changed — and we'll help you understand the next step.
No pressure. No obligation. No Medicare number needed to start.
