Seniors across the country have received unsolicited texts from shortcode 42474 claiming to be from Medicare. This page shows you exactly what those messages say — and what to do.
The short answer
Shortcode 42474 is not an official Medicare number. Medicare does not send unsolicited texts offering benefit cards, updates, or new cards of any kind. Texts from this number claiming to offer a flex card, grocery card, spending card, or benefits update are not from Medicare.
Some Medicare Advantage plans do offer legitimate OTC, grocery, and flex card benefits — but they are only available through your enrolled plan, not by clicking a text link. A licensed agent can check what real benefits exist in your ZIP code.
The exact message
Documented texts sent from shortcode 42474
What is false
Medicare has no "senior spending card" program that is texted to beneficiaries. The $2,100 figure is fabricated. No legitimate Medicare benefit is claimed, shipped, or activated through a text link. Clicking the link typically leads to a site that harvests your Medicare number or personal information.
What is actually available
Real OTC and flex card benefits exist through some Medicare Advantage plans. These are plan-specific benefits you receive after enrolling — not cards texted or shipped based on an alert. Amounts depend on your county and which plans are available in your area. A licensed agent can check this for free with just your ZIP code.
Read the full OTC card and flex card eligibility guide to see exactly how these benefits work, who qualifies, and what amounts are realistic in different counties.
Official sources
Verify a message or report fraud through these official resources:
Medicare.gov — Report Medicare fraud and abuse
Senior Medicare Patrol — smpresource.org
FTC ReportFraud.gov
Find your local SHIP counseling program — shiphelp.org
Common questions
What to do next
We'll check whether the message you received looks legitimate and what real OTC, grocery, or flex card benefits may actually be available in your county — at no cost and no obligation.
If you received a text, call, or email about a Medicare benefit card, we can help you check whether it looks legitimate before you respond.
Want to know what real OTC, grocery, dental, or flex benefits are available in your ZIP code? Start with our full eligibility guide.
Free Medicare Scam & Benefits Check
Enter your ZIP code and phone number. A licensed agent will check whether the message you received looks legitimate and what real extra benefits may be available in your area.
