Licensed Medicare agents · Independent agency

Need a Medicare
insurance agent?

Q: When should I sign up for Medicare?

Most people have a 7-month Initial Enrollment Period around their 65th birthday. Missing this window can result in permanent late enrollment penalties. We can help you understand your specific enrollment timing based on whether you have employer coverage, when you plan to retire, and other factors.

Talk with a licensed independent Medicare agent about Medicare Advantage, Medicare Supplement, and Part D prescription drug plan options. No pressure. No call center.

Free Medicare options review — no cost to you
Independent agency — we compare multiple carriers
Help by phone, video, or in person in the Lehigh Valley
No obligation to enroll — ask questions at your own pace

Request My Free Medicare Review Call a Medicare Agent

Call direct: 833-265-9655

Request a free Medicare options review

A licensed Medicare agent will follow up. No obligation. No pressure.

First name *

Phone *

Email address *

ZIP code

What do you need help with?

No obligation. No pressure. Licensed agent will follow up.

What we help you compare

Medicare plan options explained

Medicare Advantage

Private insurance plans that replace Original Medicare. Most include medical and drug coverage, provider networks, and may offer extra benefits like dental and vision.

Plan-by-plan carrier comparisons
Doctor and hospital network checks
Prescription drug coverage review
Premium and out-of-pocket cost comparison
Dental, vision, hearing, and OTC benefit review

Medicare Supplement

Also called Medigap. Works alongside Original Medicare to help cover out-of-pocket costs like copays and deductibles. Plan G and Plan N are the most popular options.

Plan G vs Plan N comparison
Rate comparisons across multiple carriers
Underwriting and health question guidance
Supplement vs Advantage tradeoff analysis
Carriers including Mutual of Omaha, Cigna, Aetna, and others

Part D prescription drug plans

Standalone drug coverage that works alongside Original Medicare or a Supplement plan. Which plan costs least depends entirely on your specific medications and pharmacy.

Drug formulary and tier checks
Preferred pharmacy network review
Annual cost comparison across plans
Late enrollment penalty guidance
Low Income Subsidy (Extra Help) eligibility

Medicare Supplement (Medigap) vs. Medicare Advantage (Part C) — key differences at a glance
Feature	Medicare Supplement Original Medicare + Medigap	Medicare Advantage Part C — private plan
Monthly premium	Higher — pays for broad coverage	Often $0 or low — may offset with copays
Doctor choice	Any doctor that accepts Medicare — no network	Network required — must use in-network providers
Out-of-pocket costs	Very low — plan covers most gaps	Copays and coinsurance apply; annual max-OOP limit
Drug coverage	Requires separate Part D plan	Usually bundled — drug coverage included
Extra benefits	None — medical only	May include dental, vision, hearing, OTC card
Referrals needed	No — see any specialist directly	Sometimes — depends on plan type (HMO vs PPO)
Best fit for	People who want predictable costs and maximum flexibility	People who want lower premiums and extra benefits

Not sure which is right for you? A licensed Lehigh Partners agent can compare both options based on your doctors, prescriptions, and budget. Request a free review.

Local independent Medicare help

Not a call center. A real local Medicare agency.

When you contact Lehigh Partners Senior Benefits, you work with a licensed Medicare agent — not a script-reading call center representative. We are based in Bethlehem, PA, and we help people throughout the Lehigh Valley and across Pennsylvania by phone, video, or in person.

As an independent agency, we are not tied to any single insurance carrier. We compare options from multiple companies and explain the tradeoffs in plain English so you can make the decision that fits your life.

Lehigh Partners Senior Benefits Medicare insurance agents helping clients compare Medicare Advantage, Medicare Supplement, and Part D options

Request a free Medicare options review

David Scallion

Licensed Medicare insurance agent · View profile

Gina Chandler

Licensed Medicare insurance agent · View profile

Danny Rodriguez

Licensed Medicare insurance agent · View profile

Why work with an independent Medicare agent?

You don't have to figure Medicare out alone.

Medicare decisions can feel overwhelming — especially when you're comparing plan types, checking whether your doctors are in network, and trying to figure out which drug plan covers your prescriptions at the lowest cost.

An independent Medicare insurance agent can help you compare options from multiple insurance companies, not just one carrier's plans.

Compare Medicare Advantage and Medicare Supplement plans side by side
Review Part D drug plan options based on your specific medications
Check if your doctors and hospitals are in network before you enroll
Explain Medicare enrollment timing and help you avoid late enrollment penalties
Stay available after enrollment for questions and annual plan reviews
Help with Medicare plan changes, Special Enrollment Periods, and appeals

Depending on your location and plan type, we can help compare options from carriers such as UnitedHealthcare, Aetna, Humana, Cigna, Mutual of Omaha, Wellcare, Highmark, Capital Blue Cross, and others.

Licensed Medicare agent helping a client compare Medicare Advantage, Medicare Supplement, and Part D options

Licensed help. No call center.

Request your free Medicare options review

Tell us what you want help with. We'll prepare for the conversation and keep it focused on exactly what you asked about.

No obligation to enroll. No call-center pressure.

First name *

Last name *

Email address *

Phone number *

ZIP code

Preferred contact method

What would you like help reviewing?

Medicare Advantage Medicare Supplement Prescription Drug Plans Dental and Vision Hospital Indemnity Not sure yet — I just have questions

Tell us what is going on (optional)

Yes, I give Lehigh Partners Senior Benefits permission to contact me by phone, text, or email about my Medicare questions and the products I selected above. I understand I can ask to stop being contacted at any time. *

You can ask us to stop contacting you at any time.

I understand that by selecting the products above, I am asking to discuss those types of coverage with a licensed insurance agent. *

This helps keep the conversation focused on the coverage topics you requested.

Lehigh Partners Senior Benefits is a licensed insurance agency. We are not connected with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in every area. Please contact Medicare.gov, 1-800-MEDICARE, or your local SHIP office to get information on all of your options.

Common questions

Questions about working with a Medicare insurance agent

What does a Medicare insurance agent do?

A Medicare insurance agent helps you understand your Medicare options, compare plans from multiple insurance carriers, and enroll in coverage that fits your doctors, prescriptions, and budget. An independent agent like Lehigh Partners is not tied to one carrier, so they can show you options from multiple companies and explain the tradeoffs honestly.

Is there a cost to work with Lehigh Partners?

In most cases, no. There is no direct cost to you for a Medicare options review. If you enroll in a plan through a licensed agent, the insurance company compensates the agent as the agent of record. You pay the same plan premium whether you enroll through an agent or directly with the carrier. We are happy to explain how this works before any review begins.

Can you help me compare Medicare Advantage and Medicare Supplement?

Yes. We help people understand the difference between Medicare Advantage (Part C) and Medicare Supplement (Medigap) plans, including Plan G and Plan N, and compare both based on your doctors, prescriptions, budget, and how often you use medical care. Many people find that one approach is clearly better for their situation once they see the numbers side by side.

When should I sign up for Medicare?

Most people have a 7-month Initial Enrollment Period that begins 3 months before their 65th birthday month. Missing this window can result in permanent late enrollment penalties for Part B and Part D. We can help you understand your specific enrollment timing based on whether you have employer coverage, when you plan to retire, and other factors. See our Turning 65 guide for more detail.

Do I need a Medicare agent near me in person?

Not necessarily. Lehigh Partners Senior Benefits helps Medicare consumers throughout Pennsylvania and multiple states by phone and video. In-person appointments are available in the Lehigh Valley area including Bethlehem, Allentown, and Easton. Most reviews take about 30 minutes by phone or video and cover everything you would discuss in person.

I recently moved. Can I change my Medicare plan?

Yes. Moving to a new service area may qualify you for a Special Enrollment Period to switch Medicare plans. The eligibility depends on your plan type and the nature of the move. Contact us and we will check what you are eligible for based on your situation.

Are you a call center?

No. Lehigh Partners Senior Benefits is a local independent Medicare insurance agency based in Bethlehem, Pennsylvania. When you contact us, you work with a licensed Medicare agent — David Scallion, Gina Chandler, or Danny Rodriguez — not a call center representative reading from a script.

Request My Free Medicare Options Review Call 833-265-9655

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