A move, loss of coverage, Medicaid change, plan disruption, or another qualifying event may open a Special Enrollment Period. A licensed agent can help you identify the enrollment opportunity that may apply to you and review the plans our agency represents in your area.
No charge for the review. Scheduling does not require you to enroll. Or call 833-265-9655.
A Medicare Advantage Special Enrollment Period is a limited opportunity to join, switch, or leave a Medicare Advantage or Medicare drug plan outside the usual annual enrollment dates. It may become available after certain life events, such as moving, losing other coverage, experiencing a Medicaid or Extra Help change, entering or leaving an institution, or certain changes involving your current plan. The actions you can take and the deadline depend on the event that caused the Special Enrollment Period.
A Special Enrollment Period for Medicare Advantage is different from a Special Enrollment Period used to enroll in Original Medicare Parts A or B.
Start Here
You don't need to know the name of the enrollment period. Start with the event that caused you to review your coverage.
A new permanent address may give you different plan choices or place you outside your current plan's service area.
Medicare plans after movingLeaving employer or union coverage, including COBRA in the Medicare Advantage plan context, may create a limited opportunity to join a Medicare Advantage or drug plan.
Help after losing coverageGaining, losing, or changing low-income assistance can affect both the plans available to you and when you may make a change.
Review Medicaid-related optionsLiving in or leaving an eligible institution can provide broader opportunities to join, switch, or leave Medicare Advantage or drug coverage.
Medicare and facility movesA plan contract ending, not being renewed, receiving a sanction, or undergoing certain major changes may create a separate enrollment opportunity.
Help with a plan disruptionYou may be able to join a Chronic Condition Special Needs Plan if one serves your qualifying condition and is available where you live.
Review chronic-condition eligibilityA special rule may allow one switch to an available five-star plan during the permitted period.
Understand the five-star SEPNatural disasters, misleading or incorrect information, major provider-network changes, incarceration release, and other exceptional circumstances may be reviewed under separate rules.
Schedule a situation reviewTiming Varies
Some Special Enrollment Periods last two full months. Others last three months, continue while you live in an institution, permit one change during a defined annual period, or remain available only until you use them. The safest next step is to identify the event, the event date, and the coverage you have now.
How This Works
Tell us what happened and the date it occurred.
A licensed agent reviews the information needed to identify a possible enrollment period.
If an opportunity applies, compare the plans we represent for your ZIP code, doctors, and prescriptions.
Understand the timing and options before deciding whether to submit an enrollment request.
Who You'll Talk To
Lehigh Partners Senior Benefits helps Medicare beneficiaries understand how life and coverage changes may affect their plan choices. We'll ask what changed, when it happened, where you live, and what coverage you currently have before discussing plans.
David Scallion
Founder & Licensed Insurance Agent
Has helped clients compare Medicare Advantage, Supplement, and Part D options for years — including SEP situations like moves and coverage changes for aging parents.
Gina Chandler
Licensed Insurance Agent
Works with clients navigating life-change enrollment situations, including moves, coverage loss, and helping family members compare options.
Danny Rodriguez
Licensed Texas Insurance Agent
Se habla españolDanny helps Spanish- and English-speaking clients understand life-change enrollment situations and compare local plan options.
Lehigh Partners Senior Benefits is not Medicare or a government office, and does not represent every plan available in every area. We can help review whether your circumstances may support a Special Enrollment Period — the plan or Medicare ultimately confirms the election.
What You Get
Identify the event, the general timing rule, and the information needed for the enrollment request.
Plan availability is local. Compare the represented options available for your permanent address.
Review doctors, hospitals, prescriptions, pharmacies, costs, and coverage type before making a change.
Client Reviews
Real clients have shared that they felt heard, helped, and not rushed.
“I needed information and advice for both myself and my mother on how to assess our medical insurance and its rising costs. I got both questions fully answered and used their advice to change our providers with lower costs and comparable coverages. It was easy to understand and process. I'm so thankful I contacted Mr. Scallion and I highly recommend his service.”
Dan Fornataro Google review“I live in Shrewsbury, PA, and David was able to set up my complete health insurance without me traveling. He is very knowledgeable about the plans available and is an expert on Medicare. David is professional in every aspect of customer service and is always ready to answer questions and clarify information.”
Bob Bromiley Google review“I am well pleased with the knowledge and treatment we received from Dave and Lehigh Partners Senior Benefits. He helped with health, auto, and home insurance for my family.”
Paul Szymczak Google reviewCommon Questions
Continue Learning
Bring the date of the event, your current coverage, and your ZIP code. A licensed agent will help you review the enrollment situation and, when applicable, the plans our agency represents in your area.
No charge. No obligation to enroll.
Eligibility for a Special Enrollment Period depends on your specific event, date, and plan. Benefits, features, costs, provider networks, drug formularies, and service areas vary by carrier, plan, and county and are subject to annual change. Not connected with or endorsed by the U.S. government or the federal Medicare program.
