Free, unbiased help comparing Medicare plans for Luzerne seniors - no spam calls. Luzerne is a Luzerne County borough shaped by the anthracite coal era, with Public Square and the F.M. Kirby Center for the Performing Arts still central to community life today. Seniors here have practical access to Geisinger Wyoming Valley Medical Center and Wilkes-Barre General Hospital for cardiac, orthopedic, and cancer care. If you are turning 65 or approaching the Annual Enrollment Period, our independent Medicare agency helps you compare Medicare Advantage, Medigap, and Part D options so your doctors and pharmacies stay in network. We explain premiums, deductibles, and formularies in plain language so you can enroll with confidence. Many Luzerne retirees carry legacy union or pension health benefits from the area's mining and manufacturing history, and we help coordinate those with new Medicare coverage. We meet at your home, our office, or by secure video - start early and enjoy retirement in Luzerne without insurance guesswork.
Serving Luzerne, PA
Local agents who know Luzerne plans and hospitals.
Licensed Medicare Agents
Real guidance from people who work with Medicare every day.
No Call-Center Pressure
Compare options without being rushed or overwhelmed.
Checked by ZIP Code
Plans verified for ZIP 18709.
Client Reviews
Real clients have shared that they felt heard, helped, and not rushed.
“I needed information and advice for both myself and my mother on how to assess our medical insurance and its rising costs. I got both questions fully answered and used their advice to change our providers with lower costs and comparable coverages. It was easy to understand and process. I'm so thankful I contacted Mr. Scallion and I highly recommend his service.”
Dan Fornataro Google review“I am well pleased with the knowledge and treatment we received from Dave and Lehigh Partners Senior Benefits. He helped with health, auto, and home insurance for my family.”
Paul Szymczak Google review“Dave helped my mom with her Medicare coverage. He was very knowledgeable and pleasant to work with. I highly recommend him!”
Joey Carty Google review“Dave was very helpful in finding me the best product to meet my needs at the lowest cost. He was very efficient, thoughtful and available. The process was painless.”
Susan Peck Google review“I contacted Dave Scallion about applying for Medicare after being referred to him by a friend. That turned out to be an excellent referral. Dave helped me understand Medicare Part B, C, and D, plus the various supplement plans, and presented me with scenarios that projected monthly and annual costs. He was patient answering all my questions and even assisted with some of the application process.”
Robert Haffner Google review“I live in Shrewsbury, PA, and David was able to set up my complete health insurance without me traveling. He is very knowledgeable about the plans available and is an expert on Medicare. David is professional in every aspect of customer service and is always ready to answer questions and clarify information.”
Bob Bromiley Google reviewPlan Comparison
The right plan depends on your doctors, prescriptions, pharmacy, and budget.
Part C plans bundle medical and drug coverage. Many include dental, vision, and hearing. Availability in Luzerne (ZIP 18709) varies by carrier and changes each Annual Enrollment Period.
Medigap plans cover copays, coinsurance, and deductibles alongside Original Medicare. No network restrictions — see any doctor who accepts Medicare.
Est. Plan G (age 65): Sample average: about $145.41/mo for a female age 65, non-tobacco. Your price may vary by ZIP code, age, tobacco status, gender where applicable, carrier, underwriting, and household discount.
Est. Plan N (age 65): Sample average: about $97.54/mo for a female age 65, non-tobacco. Your price may vary by ZIP code, age, tobacco status, gender where applicable, carrier, underwriting, and household discount.
Pennsylvania bans excess charges, which means Plan N covers the same services as Plan G in PA - but Plan N has copays for office visits. We compare both so you choose based on your actual usage.
Part D plans vary by formulary, preferred pharmacy, deductibles, and copays. The right plan depends on your medications and pharmacies in Luzerne.
SNPs are Medicare Advantage plans for people with specific chronic conditions or limited incomes. SNPs may be available in 18709 — we check eligibility for you.
Why a Local Agent Matters
Luzerne is a borough in Luzerne County's Greater Wilkes-Barre area, shaped by the region's anthracite coal mining heritage and now anchored by Public Square and the F.M. Kirby Center for the Performing Arts. Seniors here have practical access to Geisinger Wyoming Valley Medical Center and Wilkes-Barre General Hospital, and many longtime residents descend from Polish, Italian, Slovak, and Irish mining families with deep union and parish ties. The osterhout free library and the river street histor
Medicare plans vary by county, carrier, doctor network, prescription list, pharmacy, and budget. A local agent helps you compare what is actually available in Luzerne instead of leaving you to sort through national call centers that do not know your community.
Lehigh Partners Senior Benefits provides Medicare help through licensed independent agents who compare multiple carriers — not just one. We help Luzerne residents review doctors, prescriptions, pharmacies, budget, and plan fit without call-center pressure.
Schedule a Local Medicare ReviewHistorical employers: Vulcan Iron Works;Stegmaier Brewing Company;Glen Alden Coal Company anthracite collieries
Current major employers: Geisinger Wyoming Valley Medical Center;Wilkes University;King's College;Luzerne County government
Retirees with employer or union coverage may need to coordinate benefits with Medicare. We help sort that out.
Luzerne has a notable population that may qualify for Medicare Extra Help (LIS) or PA PACE/PACENET programs. We check eligibility as part of every review.
Check Your Eligibility →Serving Luzerne
Medicare Advantage plan networks are built around specific hospital systems and doctor groups. We check that your doctors are covered before recommending any plan.
Pharmacies we check plans against:
CVS;Walgreens;Rite Aid;Walmart Pharmacy;Weis Pharmacy;independent pharmacies
Networks change year to year — a plan that covered your doctor last year may not cover them this year.
Check My Doctors & PlansMedigap Rate Data
Estimated monthly premiums for a 65-year-old non-tobacco female in ZIP 18709. Actual premiums vary by carrier, age, gender, and tobacco status. Verify current rates before enrolling.
| Plan Type | Est. Monthly Range (Age 65) |
|---|---|
| Medicare Supplement Plan G | Sample average: about $145.41/mo for a female age 65, non-tobacco. Your price may vary by ZIP code, age, tobacco status, gender where applicable, carrier, underwriting, and household discount. |
| Medicare Supplement Plan N | Sample average: about $97.54/mo for a female age 65, non-tobacco. Your price may vary by ZIP code, age, tobacco status, gender where applicable, carrier, underwriting, and household discount. |
Pennsylvania bans excess charges, which means Plan N covers the same services as Plan G in PA - but Plan N has copays for office visits. We compare both so you choose based on your actual usage.
Local Support in Luzerne
These programs can complement your Medicare coverage. A Lehigh Partners agent can explain how they work alongside your plan.
Free, unbiased counseling through Pennsylvania's State Health Insurance Assistance Program (SHIP).
APPRISE (PA MEDI) Medicare counseling through the Luzerne/Wyoming Counties Area Agency on Aging
1-800-783-7067Local senior center serving Luzerne residents.
Case management, benefits counseling, and caregiver support for older adults in Luzerne.
Luzerne/Wyoming Counties Area Agency on Aging
Area Agency on Aging nutrition and Meals on Wheels programs
Luzerne County Transportation Authority (LCTA) offers fixed-route and shared-ride van service; seniors 65+ typically qualify for reduced fares with a Senior Citizen ID. Call LCTA for eligibility and scheduling.
For Medicare Part A & B enrollment questions.
Social Security office in Wilkes-Barre, PA
Also Serving
We serve Luzerne and surrounding communities throughout Luzerne.
Common Questions
A licensed Lehigh Partners Senior Benefits agent can help you review Medicare Advantage, Medicare Supplement, and Part D options based on your doctors, prescriptions, pharmacy, and budget — without call-center pressure.
No pressure. No obligation. Medicare guidance from a licensed local agent serving Luzerne, PA.
