Medicare Help in Luzerne County

Free, unbiased help comparing Medicare plans for Luzerne County seniors - no spam calls. Luzerne County is a northeastern Pennsylvania Medicare market shaped by the anthracite coal era, with Wilkes-Barre, Hazleton, Pittston, Nanticoke, Kingston, and surrounding boroughs and townships serving as important local anchors. Seniors here may use Geisinger Wyoming Valley Medical Center, Wilkes-Barre General Hospital, Lehigh Valley Hospital-Hazleton, and other regional providers. If you are turning 65 or approaching the Annual Enrollment Period, our independent Medicare agency helps you compare Medicare Advantage, Medigap, and Part D options so your doctors, prescriptions, and pharmacies are reviewed before you enroll.

Luzerne Pennsylvania 77 local areas
100% Free Service No Call-Center Pressure Multi-Carrier Guidance Licensed Medicare Agents
Independent Medicare agent reviewing Medicare plan options with seniors in Luzerne, PA
Independent Guidance
Doctor and Drug Review
Local Network Awareness
No Pressure Consultations

People come to us when they want Medicare explained clearly

Real clients have shared that they felt heard, helped, and not rushed.

★★★★★

“I needed information and advice for both myself and my mother on how to assess our medical insurance and its rising costs. I got both questions fully answered and used their advice to change our providers with lower costs and comparable coverages. It was easy to understand and process. I'm so thankful I contacted Mr. Scallion and I highly recommend his service.”

Dan Fornataro Google review
★★★★★

“I am well pleased with the knowledge and treatment we received from Dave and Lehigh Partners Senior Benefits. He helped with health, auto, and home insurance for my family.”

Paul Szymczak Google review
★★★★★

“Dave helped my mom with her Medicare coverage. He was very knowledgeable and pleasant to work with. I highly recommend him!”

Joey Carty Google review
★★★★★

“Dave was very helpful in finding me the best product to meet my needs at the lowest cost. He was very efficient, thoughtful and available. The process was painless.”

Susan Peck Google review
★★★★★

“I contacted Dave Scallion about applying for Medicare after being referred to him by a friend. That turned out to be an excellent referral. Dave helped me understand Medicare Part B, C, and D, plus the various supplement plans, and presented me with scenarios that projected monthly and annual costs. He was patient answering all my questions and even assisted with some of the application process.”

Robert Haffner Google review
★★★★★

“I live in Shrewsbury, PA, and David was able to set up my complete health insurance without me traveling. He is very knowledgeable about the plans available and is an expert on Medicare. David is professional in every aspect of customer service and is always ready to answer questions and clarify information.”

Bob Bromiley Google review
Read or Leave a Google Review
Carriers Luzerne clients often compare

Medicare help in Luzerne, PA

Select your city, borough, or township below to view local Medicare Advantage, Medicare Supplement, and Part D plan information — including hospital networks, senior resources, and agent contacts specific to your area.

Boroughs (36)
Ashley
18706 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Avoca
18641 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Bear Creek Village
18602 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Conyngham
18219 · Lehigh Valley Hospital-Hazleton
✓ SNPs available
Courtdale
18704 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Dallas
18612 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Dupont
18641 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Duryea
18642 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Edwardsville
18704 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Exeter
18643 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Forty Fort
18704 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Freeland
18224 · Lehigh Valley Hospital-Hazleton
✓ SNPs available
Harveys Lake
18618 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Hughestown
18640 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Jeddo
18201 · Lehigh Valley Hospital-Hazleton
✓ SNPs available
Kingston
18704 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Laflin
18702 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Larksville
18651 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Laurel Run
18702 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Luzerne
18709 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Nescopeck
18635 · Berwick Hospital Center
✓ SNPs available
New Columbus
18603 · Berwick Hospital Center
✓ SNPs available
Nuangola
18707 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Penn Lake Park
18618 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Plymouth
18651 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Pringle
18704 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Shickshinny
18655 · Berwick Hospital Center
✓ SNPs available
Sugar Notch
18706 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Swoyersville
18704 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Warrior Run
18634 · Nanticoke Special Care Hospital
✓ SNPs available
West Hazleton
18202 · Lehigh Valley Hospital-Hazleton
✓ SNPs available
West Pittston
18643 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
West Wyoming
18644 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
White Haven
18661 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Wyoming
18644 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Yatesville
18640 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Townships (36)
Bear Creek Township
18702 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Black Creek Township
18202 · Lehigh Valley Hospital-Hazleton
✓ SNPs available
Buck Township
18661 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Butler Township
18222 · Lehigh Valley Hospital-Hazleton
✓ SNPs available
Conyngham Township
18216 · Lehigh Valley Hospital-Hazleton
✓ SNPs available
Dallas Township
18612 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Dennison Township
18202 · Lehigh Valley Hospital-Hazleton
✓ SNPs available
Dorrance Township
18617 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Exeter Township
18643 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Fairmount Township
18656 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Fairview Township
18708 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Foster Township
18224 · Lehigh Valley Hospital-Hazleton
✓ SNPs available
Franklin Township
18656 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Hanover Township
18706 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Hazle Township
18202 · Lehigh Valley Hospital-Hazleton
✓ SNPs available
Hollenback Township
18603 · Berwick Hospital Center
✓ SNPs available
Hunlock Township
18621 · Nanticoke Special Care Hospital
✓ SNPs available
Huntington Township
18661 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Jackson Township
18612 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Jenkins Township
18640 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Kingston Township
18704 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Lake Township
18656 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Lehman Township
18627 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Nescopeck Township
18635 · Berwick Hospital Center
✓ SNPs available
Newport Township
18640 · Nanticoke Special Care Hospital
✓ SNPs available
Pittston Township
18640 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Plains Township
18705 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Plymouth Township
18651 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Rice Township
18657 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Ross Township
18657 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Salem Township
18655 · Berwick Hospital Center
✓ SNPs available
Slocum Township
18656 · Berwick Hospital Center
✓ SNPs available
Sugarloaf Township
18222 · Lehigh Valley Hospital-Hazleton
✓ SNPs available
Union Township
18603 · Berwick Hospital Center
✓ SNPs available
Wilkes-Barre Township
18702 · Geisinger Wyoming Valley Medical Center
✓ SNPs available
Wright Township
18707 · Geisinger Wyoming Valley Medical Center
✓ SNPs available

Medicare plans available in Luzerne, PA

Medicare is federal but plan availability, provider networks, and costs vary by county. The plans available in Luzerne are set by CMS each year and can change significantly during Annual Enrollment (Oct 15 – Dec 7).

For Luzerne County, confirm your doctors, prescriptions, preferred pharmacies, and hospital access before choosing a Medicare Advantage or Part D plan.
Medicare Advantage

Medicare Advantage Plans

Part C plans bundle medical and drug coverage. Many include dental, vision, and hearing benefits. Plan availability in Luzerne varies by ZIP code and changes each Annual Enrollment Period.

Carriers commonly available in this county:

AetnaCapital Blue CrossGeisinger Health PlanHighmarkHumanaUnitedHealthcare

Learn About Medicare Advantage

Medicare Supplement

Medicare Supplement (Medigap)

Medigap plans cover copays, coinsurance, and deductibles alongside Original Medicare. No network restrictions — see any doctor nationwide who accepts Medicare.

Medigap plans cover copays, coinsurance, and deductibles alongside Original Medicare. No network restrictions - see any doctor who accepts Medicare. Pennsylvania bans excess charges, which means Plan N covers the same services as Plan G in PA - but Plan N has copays for office visits. We compare both so you choose based on your actual usage.

Common Medigap carriers in this county:

AetnaHighmarkHumanaMutual of OmahaUnitedHealthcare

Learn About Medicare Supplement

Medicare Part D

Part D Prescription Drug Plans

Part D drug plans vary by formulary, preferred pharmacy, deductibles, and copays. The right plan depends on your specific medications and which pharmacies you use in Luzerne.

AetnaCignaHumanaUnitedHealthcareWellcareClear Spring Health

Learn About Part D

Special Needs Plans

Special Needs Plans (SNPs)

SNPs are Medicare Advantage plans designed for people with specific chronic conditions or limited incomes. SNPs may be available in select ZIP codes within Luzerne.

Check SNP Eligibility

Why county matters for Medicare Advantage: CMS approves Medicare Advantage plans at the county level. Luzerne, PA has its own set of approved plans for each plan year. Plans — and their costs, networks, and benefits — change every October 15. A plan that covers your doctor this year may not next year.

Why use a local Luzerne Medicare agent?

National call centers do not know whether your doctor accepts a specific HMO in your ZIP code. They do not know which hospital systems dominate Luzerne or which pharmacies are preferred in your area. A local independent agent does.

Lehigh Partners Senior Benefits is led by David Scallion, a licensed Medicare insurance agent based in Bethlehem, PA. As an independent agency we compare multiple carriers — not just one. We serve Luzerne and the surrounding region by phone, video, or in-person appointment.

  • Compare Medicare Advantage, Supplement, and Part D plans available in Luzerne
  • Verify your doctors and prescriptions are covered before enrollment
  • Explain plan tradeoffs in plain English — no jargon
  • Help during Annual Enrollment, initial enrollment, and annual plan reviews
  • No pressure, no obligation, no cost to you for the review
Schedule a Luzerne Medicare Review

Meet the team

"We help people make Medicare decisions they feel confident about — not decisions made under pressure."
— David Scallion, Founder

Extra Help may be available

Luzerne has a notable population that may qualify for Medicare Extra Help (LIS) or state prescription assistance programs. We check eligibility as part of every review.

Check Your Eligibility →

Medicare questions from Luzerne residents

Most Medicare Advantage plans sold in Luzerne County include Geisinger Wyoming Valley Medical Center and Wilkes-Barre General Hospital in network, but network status changes every plan year, so we check your specific doctors and hospital before you enroll.
Plan G premiums in Luzerne County vary by carrier, age, tobacco status, and household discounts. We pull current quotes from ZIP None so you can compare Highmark, Aetna, Mutual of Omaha, and other carriers side by side.
If you do not have other creditable drug coverage, enrolling in a Part D plan when you first become eligible in Luzerne County helps you avoid the Part D late enrollment penalty. We compare formularies against your medication list.
The PA MEDI program, run through the Luzerne/Wyoming Counties Area Agency on Aging, offers free unbiased Medicare counseling for residents of Luzerne County and the rest of Luzerne County.
Most Luzerne County residents should review coverage during the Annual Enrollment Period (October 15 to December 7) or during their Medicare Advantage Open Enrollment Period (January 1 to March 31) if they are already enrolled in a Medicare Advantage plan.
Schedule a Medicare Review

Ready to compare Medicare plans in Luzerne?

A licensed Lehigh Partners agent can review Medicare Advantage, Medicare Supplement, and Part D options for your ZIP code, doctors, prescriptions, and budget — no call-center pressure.

No pressure. No obligation. Medicare guidance for Luzerne, PA.